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	<title>Naive Blogger &#187; Uncategorized</title>
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			<item>
		<title>Tips of Mortgage Rates Refinancing</title>
		<link>http://naive-blogger.com/2007/09/tips-of-mortgage-rates-refinancing/</link>
		<comments>http://naive-blogger.com/2007/09/tips-of-mortgage-rates-refinancing/#comments</comments>
		<pubDate>Wed, 26 Sep 2007 10:35:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=19</guid>
		<description><![CDATA[Mortgage rates refinancing means you will have to finish off your old mortgage loan and begin a new one. Some financial institutions may charge you if you pay your old mortgage loan early. However some companies don’t have to charge you of anything although is it inevitable that you will have to pay more. The [...]]]></description>
			<content:encoded><![CDATA[<p>Mortgage rates refinancing means you will have to finish off your old mortgage loan and begin a new one. Some financial institutions may charge you if you pay your old mortgage loan early. However some companies don’t have to charge you of anything although is it inevitable that you will have to pay more. The basic rule of thumb when it comes to mortgage rates refinancing is quite simple: Know your rates, and get the best deal for your house. Refinancing your mortgage will entail a careful study of the institutions that offer loans as well as scrutiny of the best interest rates. Interest refers to the additional payment for every pay-back of your loan, and this is the bedrock of financial institutions’ wealth. A fixed rate means that if the market will change rates your interest will not be affected, and this is advisable when the prevailing trend is low interest. A variable rate on the other hand should be used to take advantage of high interest rate trend. Another factor to determine the interest rate that will be assigned to your mortgage is your credit record and collateral, which should tip on the positive scale. When deciding for mortgage rates refinancing there are several things to consider. First, as mentioned above, get a great deal on your interest rate by seeking for lower points rate. Second, be patient. After all, you must raise your credit rating and if it happens in a matter of a few months, you must wait. In this situation, new loans will be offered to you because of your high credit rating. Then, collect quotes and compare rates so that you will not end up paying for mortgage rates that you have wrongly chosen. Ponder carefully about incorporating your car and credit cards in your refinancing because in the long run, it may not only be your collaterals that are at stake, but also your house.</p>
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		<title>Secured loan</title>
		<link>http://naive-blogger.com/2007/07/secured-loan/</link>
		<comments>http://naive-blogger.com/2007/07/secured-loan/#comments</comments>
		<pubDate>Thu, 12 Jul 2007 10:34:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=17</guid>
		<description><![CDATA[In those days i thought about save money. One of the best ways to save money is to compare the best offers on credit cards, secured loans, insurance and other financial product and see if you could benefit from changing your current provider. In those days i thought about secured loan. How do secured loans [...]]]></description>
			<content:encoded><![CDATA[<p>In those days i thought about save money. One of the best ways to save money is to compare the best offers on credit cards, secured loans, insurance and other financial product and see if you could benefit from changing your current provider. In those days i thought about secured loan. How do secured loans work? A secured loan is a loan where you will be required to use your property as security against the loan, so the lender is able to balance the risk of lending to you. The amount that can be borrowed differs from lender to lender and your individual circumstances. The amount that can be borrowed, the term available and the Annual Percentage Rate (APR) will depend on the value of your property, your ability to repay the loan and your personal circumstances. Is there a risk with secured loan? There is a point to be considered. When you put your asset as collateral for secured loans, it automatically comes under a risk. The risk of repossession in case of non-repayment. However, there is no risk in case you stay focused on making repayments on time. Carefully think whether you are ready to put your assets at risk before applying for secured finance. You need to think very carefully about how you manage a secured loan. If you default on the loan you risk losing your home, but a s a homeowner, you have access to the cheapest interest rates. I surf internet and find a lot pages about secured loans, personal loans, and compare it with unsecured loas. Now i know, that the capital which a secured loan releases can usually be used for any purpose including home improvements, buying a car, take a once in a lifetime holiday, and management or consolidation of other debts. By consolidating many short term debts into one larger long term secured loan the monthly payments to service the debt can be substantially reduced making a significant difference to the month to month finances of the debtor. Very interesting is, that Debt can become secured by a contractual agreement, statutory lien, or judgment lien. Contractual agreements can be secured by either a Purchase Money Security Interest (PMSI) loan, where the creditor takes a security interest in the items purchased (i.e. vehicle, furniture, electronics); or, a Non-Purchase Money Security Interest (NPMSI) loan, where the creditor takes a security interest in items that the debtor already owns. And best of all: Secured Loans are not authorised and regulated by the Financial Services Authority. I mean that secured loan is best choice for me.</p>
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		<title>Tasty Casserole</title>
		<link>http://naive-blogger.com/2007/05/tasty-casserole/</link>
		<comments>http://naive-blogger.com/2007/05/tasty-casserole/#comments</comments>
		<pubDate>Sun, 20 May 2007 10:33:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[INGREDIENTS

2 cups water
1 cup uncooked long grain white rice
1 (10.75 ounce) can condensed cream of chicken soup
1 (8 ounce) container sour cream
1 tablespoon poppy seeds
1 teaspoon dried dill weed
4 cups cooked, cubed chicken meat
1/2 cup butter, melted
1 1/2 cups crushed buttery round crackers


DIRECTIONS

Combine water and rice in a saucepan, and bring to a boil. Reduce [...]]]></description>
			<content:encoded><![CDATA[<h2>INGREDIENTS</h2>
<ul>
<li>2 cups water</li>
<li>1 cup uncooked long grain white rice</li>
<li>1 (10.75 ounce) can condensed cream of chicken soup</li>
<li>1 (8 ounce) container sour cream</li>
<li>1 tablespoon poppy seeds</li>
<li>1 teaspoon dried dill weed</li>
<li>4 cups cooked, cubed chicken meat</li>
<li>1/2 cup butter, melted</li>
<li>1 1/2 cups crushed buttery round crackers</li>
</ul>
<p><!-- DIRECTIONS --></p>
<h2>DIRECTIONS</h2>
<ol>
<li><span style="font-family: Verdana; color: #333333;">Combine water and rice in a saucepan, and bring to a boil. Reduce heat, cover, and simmer for 20 minutes.</span></li>
<li><span style="font-family: Verdana; color: #333333;">Preheat oven to 350 degrees F (175 degrees C). Lightly grease a 9×13 inch baking dish.</span></li>
<li><span style="font-family: Verdana; color: #333333;">In a large bowl, mix the soup, sour cream, poppy seeds, and dill. Stir in the chicken and cooked rice. Spread the mixture into the prepared baking dish. In a small bowl, mix the cracker crumbs and butter; sprinkle over the casserole.</span></li>
<li><span style="font-family: Verdana; color: #333333;">Bake in the preheated oven for 30 minutes. Let cool for 5 minutes before serving.</span></li>
</ol>
<p>This recipe is featured in an <em>Allrecipes.com</em> Cookbook.</p>
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		<title>Top dating sites</title>
		<link>http://naive-blogger.com/2007/03/top-dating-sites/</link>
		<comments>http://naive-blogger.com/2007/03/top-dating-sites/#comments</comments>
		<pubDate>Wed, 28 Mar 2007 10:31:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=12</guid>
		<description><![CDATA[Friend Finder is one of the best dating sites you will find. The registration procedure is clear and simple and once you have joined there are lots of interesting profiles to browse through, all with pictures. I quickly found many people I was interested in getting to know and I highly recommend you give it [...]]]></description>
			<content:encoded><![CDATA[<p><span style="font-family: Arial;">Friend Finder is one of the best dating sites you will find. The registration procedure is clear and simple and once you have joined there are lots of interesting profiles to browse through, all with pictures. I quickly found many people I was interested in getting to know and I highly recommend you give it a try. It won’t even cost you anything as it’s free to join. Friend Finder have many “friendly” websites about dating, swingers and alternate lifestyle. You can try Adult Friend Finder </span><span style="font-family: Arial;">, the world’s largest adult and swingers sex personals site. You can make new friends, find the hottest singles, wildest couples and sexiest groups. Whether you’re straight or gay, looking for sexy women or men, you’ll find everything you want on Adult Friend Finder </span><span style="font-family: Arial;">. Member of Friendfinder “family” is also Alt.com</span><span style="font-family: Arial;">. Their members love to explore their fetishes and sensual fantasies. If you are interested in gay dating, you can try Outpersonals </span><span style="font-family: Arial;">or GayFriendFinder</span><span style="font-family: Arial;">.Those sites are the world’s largest gay personals sites. More than just a gay personals sites, OUTPersonals and GayFriendFinder  offers an adult environment geared toward those looking for hot man-on-man action, fantasies, and straight-up sex, as well as romance. Next nice dating site is Senior FriendFinder. Senior FriendFinder. is an online personals site for people over 40 years of age. With 457,098 active members, Senior FriendFinder easily lets members find a match in their own area or across the world. Featuring active chat rooms, an advice magazine, and more.</span></p>
]]></content:encoded>
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		<title>Broiled Spicy Shark recipe</title>
		<link>http://naive-blogger.com/2007/02/broiled-spicy-shark-recipe/</link>
		<comments>http://naive-blogger.com/2007/02/broiled-spicy-shark-recipe/#comments</comments>
		<pubDate>Thu, 15 Feb 2007 10:30:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=10</guid>
		<description><![CDATA[This is very tasty recipe, taken from chef from El Sol de Cheripan Restaurant in Tijuana, Mexico: Ingredients: 1  lb  Shark fillets (3/4″ thick)  
  1/4  c  Chopped parsley  
  1  ts  Dried basil  
  2  tb  Seafood sauce or chili sauce  
  1/3  c  Lemon juice  
  1  tb  Chopped fresh basil, or  
     Clove garlic, minced  
  1  tb  Light soy [...]]]></description>
			<content:encoded><![CDATA[<p>This is very tasty recipe, taken from chef from El Sol de Cheripan Restaurant in Tijuana, Mexico: Ingredients: 1  lb  Shark fillets (3/4″ thick)  <br />
  1/4  c  Chopped parsley  <br />
  1  ts  Dried basil  <br />
  2  tb  Seafood sauce or chili sauce  <br />
  1/3  c  Lemon juice  <br />
  1  tb  Chopped fresh basil, or  <br />
     Clove garlic, minced  <br />
  1  tb  Light soy sauce   How to do:</p>
<p> </p>
<p>  Place fish fillets in plastic bag. Add lemon juice, parsley,<br />
basil, garlic, chili sauce and soy sauce. Close top of bag and<br />
refrigerate for at least one hour, but not longer than 8 hours.<br />
Remove fish from bag and save marinade. Place fish on rack of<br />
pre-heated broiler about 3 inches from heat and broil for 3-5 minutes.<br />
Turn fillets over, brush top with marinade and broil an<br />
additional 5-8 minutes until fish flakes or is done to taste.<br />
Boil rest of marinade until it’s reduced by half and pour over<br />
fillets when serving.</p>
]]></content:encoded>
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		<title>Ten dating tips for guys</title>
		<link>http://naive-blogger.com/2007/01/ten-dating-tips-for-guys/</link>
		<comments>http://naive-blogger.com/2007/01/ten-dating-tips-for-guys/#comments</comments>
		<pubDate>Fri, 26 Jan 2007 10:28:57 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=8</guid>
		<description><![CDATA[Here is a few dating tips for you guys. Try it, it really works. Enjoy your succesful love story! 
1)Hold her hand, play with her fingers, show her how sweet you can be.  If she doesn’t, you will findout without pushing physical boundries
2)Do the girl your going out with a huge favor, and be yourself!
3) Pick her flowers [...]]]></description>
			<content:encoded><![CDATA[<p>Here is a few dating tips for you guys. Try it, it really works. Enjoy your succesful love story! </p>
<p>1)Hold her hand, play with her fingers, show her how sweet you can be.  If she doesn’t, you will findout without pushing physical boundries</p>
<p>2)Do the girl your going out with a huge favor, and be yourself!</p>
<p>3) Pick her flowers from other people’s yards and give it to her</p>
<p>4) Sing to her, no matter how bad you are and listen to her favorite songs</p>
<p>5) Dont be afraid to hold her hand… dont worry, she wont run away!</p>
<p>6) Play with her hair,  kiss her forehead and look down on her, this is very sexy!</p>
<p>7) Girls loves whispering in their ears</p>
<p> <img src='http://naive-blogger.com/wp-includes/images/smilies/icon_cool.gif' alt='8)' class='wp-smiley' /> Write her letters, the girls loves it!</p>
<p>9) Let her take all the pictures of you she want</p>
<p>10) Give her your favorite or lucky item (ie necklace, coin, penny, whatever)</p>
]]></content:encoded>
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		<title>Good Joke</title>
		<link>http://naive-blogger.com/2006/12/good-joke/</link>
		<comments>http://naive-blogger.com/2006/12/good-joke/#comments</comments>
		<pubDate>Tue, 26 Dec 2006 10:27:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=5</guid>
		<description><![CDATA[A blonde who got a fishing rod for her birthday decided to go ice fishing to make good use of her gift. Early the next morning, she got all her gear together and headed out to the ice.
When she reached her final destination, she cut a large hole in the ice and dipped the rod [...]]]></description>
			<content:encoded><![CDATA[<p>A blonde who got a fishing rod for her birthday decided to go ice fishing to make good use of her gift. Early the next morning, she got all her gear together and headed out to the ice.</p>
<p>When she reached her final destination, she cut a large hole in the ice and dipped the rod in. Then suddenly she heard a voice that said: “There are no fish in there”.</p>
<p>So she moves to another spot and cuts another hole, but then the same voice spoke again and told her there were no fish in there.</p>
<p>So she moves again, and the voice tells her there are no fish in there. So she looks up and sees an irritated man staring down at her.</p>
<p>“How do you know there are no fish there?” asks the blonde.</p>
<p>So the man cooly says “Madam, this is a hockey rink”</p>
]]></content:encoded>
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		<title>Egyptian Chicken with Lemons and Figs</title>
		<link>http://naive-blogger.com/2006/12/egyptian-chicken-with-lemons-and-figs/</link>
		<comments>http://naive-blogger.com/2006/12/egyptian-chicken-with-lemons-and-figs/#comments</comments>
		<pubDate>Tue, 05 Dec 2006 10:23:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=3</guid>
		<description><![CDATA[Here is one good recipe, i have learned it in Hurghada, Egypt past year. It was cool holiday with desert camel riding and scuba diving. Wonderful coral reefs! 
Ingredients:
12 chicken thighs
2 lemons, 1 sliced, 1 halved
1/4 cup brown sugar
1/4 cup white vinegar
1/4 cup water
1 1/2 pounds dried figs
salt to taste 
1 teaspoon dried parsley
1 tablespoon chopped fresh parsley 
How to do:
Preheat [...]]]></description>
			<content:encoded><![CDATA[<p>Here is one good recipe, i have learned it in Hurghada, Egypt past year. It was cool holiday with desert camel riding and scuba diving. Wonderful coral reefs! </p>
<p>Ingredients:</p>
<p>12 chicken thighs<br />
2 lemons, 1 sliced, 1 halved<br />
1/4 cup brown sugar<br />
1/4 cup white vinegar<br />
1/4 cup water<br />
1 1/2 pounds dried figs<br />
salt to taste <br />
1 teaspoon dried parsley<br />
1 tablespoon chopped fresh parsley </p>
<p>How to do:</p>
<p>Preheat the chicken thighs in oven to 400 degrees F (200 degrees C). Squeeze juices from halved lemon into a small bowl, then stir in brown sugar, vinegar and water; set aside.</p>
<p>Place figs and sliced lemon segments in the bottom of an 11×16 inch baking/roasting dish. Arrange chicken thighs on top, then pour vinegar mixture over chicken. Finally, sprinkle with salt and dried parsley to taste.</p>
<p>Bake/roast at 400 degrees F (200 degrees C) for 50 minutes, basting frequently (turn figs if they begin to brown).</p>
<p>With a slotted spoon, remove chicken, figs and lemon slices from baking dish and place on a warm platter. Skim fat from cooking juices, then pour over chicken as sauce. Garnish with fresh parsley and serve.</p>
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		<title>Hello world!</title>
		<link>http://naive-blogger.com/2006/11/hello-world/</link>
		<comments>http://naive-blogger.com/2006/11/hello-world/#comments</comments>
		<pubDate>Tue, 07 Nov 2006 08:04:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://naive-blogger.com/?p=1</guid>
		<description><![CDATA[Welcome to my my weblog. This is my first post. My name is Robert, but my friends call me “Robin” I am 27 year old male from Prague in Czech Republic. Have you heard about Prague something? This is very nice, romantic and mystic city and very nice place to live. Prague was a home of [...]]]></description>
			<content:encoded><![CDATA[<p>Welcome to my my weblog. This is my first post. My name is Robert, but my friends call me “Robin” I am 27 year old male from Prague in Czech Republic. Have you heard about Prague something? This is very nice, romantic and mystic city and very nice place to live. Prague was a home of Rabi Yehuda Loeb, Golem, Franz Kafka in the past, but it is very modern city in present days. I like cooking, (you can find here some of my favorite recipes in future) computer gaming, bicycling, and beer drinking, of course. Here is a look at Prague Castle, dominant of my home city!</p>
]]></content:encoded>
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